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Identity Theft: What to Do If Your Personal Information Has Been Compromised

  • Identity Theft: What to Do If Your Personal Information Has Been Compromised-

    Place a "Fraud Alert" on your credit reports, and review the reports carefully. The alert tells creditors to follow certain procedures before they open new accounts in your name or make changes to your existing accounts. The three nationwide consumer reporting companies have toll-free numbers for placing an initial 90-day fraud alert; a call to one company is sufficient:

    Placing a fraud alert entitles you to free copies of your credit reports. Look for inquiries from companies you haven't contacted, accounts you didn't open, and debts on your accounts that you can't explain.

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Identity Theft: What to Do If Your Personal Information Has Been Compromised

  • 1 | 2 | 3 | 4 | 5 | 6 | 7
  • Identity Theft: What to Do If Your Personal Information Has Been Compromised-2

    Place a "Fraud Alert" on your credit reports, and review the reports carefully. The alert tells creditors to follow certain procedures before they open new accounts in your name or make changes to your existing accounts. The three nationwide consumer reporting companies have toll-free numbers for placing an initial 90-day fraud alert; a call to one company is sufficient:

    Placing a fraud alert entitles you to free copies of your credit reports. Look for inquiries from companies you haven't contacted, accounts you didn't open, and debts on your accounts that you can't explain.

The bottom line for online threats like phishing, spyware, and hackers is identity theft. ID theft occurs when someone uses your name, Social Security number, credit card number or other personal information without your permission to commit fraud or other crimes. That's why it's important for your users to protect their personal information. To find out how to deter and detect identity theft, visit ftc.gov/idtheft.

If personal information is accidentally disclosed or deliberately stolen, taking certain steps quickly can minimize the potential for the theft of identity. OnGuard Online has provided the following tips you can share with your users to help them limit the damage done when personal data has been exposed.

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